KOMMONSENTSJANE – Making Sense of the Debt Clock!

04/05/2025

The Democrats aren’t living in the real world and have stolen/hid money into oblivion. We can’t continue electing them into office because sooner than later “you have to pay the piper.”

That is the point we are in – it is called REALITY. We must buckle up and let President Trump work through this. As usual, the naysayers are working like hell against him – which is nothing new.

Relogged on kommonsentsjane/blogkommonsents.

KOMMONSENTSJANE – THE COUNTRY’S DEBT CLOCK.

Posted on May 10, 2019 by kommonsentsjane

Watching the country’s debt clock is something to study.  As of this moment the national debt is $22,278,037,728,305 and running constantly.  The interest on this money is ticking constantly and when I looked it clocked out at $360,109,119,362.

The U.S. Debt Clock website has a graphic of the U.S. debt that updates in real time. It will make your head swim. Click here to be amazed… or disgusted.

Do we ever hear any of the people in Congress talk about how to stop this living above our means and trying to pay the debt off?

Consumer debt continues to climb and break records every month. But the pace of borrowing slowed in March, a possible red flag for the US economy.

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KOMMONSENTSJANE – ‘Here’s Where It Really Gets Sick’: Sheldon Whitehouse Loses It Over Budget Resolution In Hearing.

04/05/2025

How sickening is this? The Democrats “cooked” the books, DOGE used the tools of trade to “smoke” out the varmints and here they go again trying, again, to convince the American taxpayer after they stole/hid the money. The nerve of this person!

Instead, he should be trying to help DOGE; but, he is playing scientist to try to make the Republicans look bad while the market is trying to adjust for what they do best – rein in the market.

Google is working against this blogger with all of their might. Would the AI COPILOT stop interfering and do his job which is to assist the blogger?

ttps://www.msn.com/en-us/video/news/heres-where-it-really-gets-sick-sheldon-whitehouse-loses-it-over-budget-resolution-in-hearing/vi-AA1CkDQK

https://www.msn.com/en-us/video/news/heres-where-it-really-gets-sick-sheldon-whitehouse-loses-it-over-budget-resolution-in-hearing/vi-AA1CkDQK

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For your entertainment?

Blood Sports?

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Do the Democrats pretend to be scientists and cook up fake science?

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‘Here’s Where It Really Gets Sick’: Sheldon Whitehouse Loses It Over Budget Resolution In Hearing

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KOMMONSENTSJANE – Understanding the U. S. Stock Market Correction.

04/04/2025

https://vestedfinance.com/blog/understanding-market-corrections-why-they-happen-and-how-to-navigate-them/

ttps://vestedfinance.com/blog/understanding-market-corrections-why-they-happen-and-how-to-navigate-them/

Vested Finance
  • Understanding Market Corrections: Why They Happen and How to Navigate Them

Understanding Market Corrections: Why They Happen and How to Navigate Them

by Nidh

April 3, 2025Share Icon

Understanding Market Corrections: Why They Happen and How to Navigate Them

Table of Contents

What is a Market Correction and Why it Matters?

What is a market correction exactly? A market correction occurs when a major stock index falls by at least 10% from its recent peak. This differs from a bear market, which represents a more severe drop of 20% or more. For those asking “what is a stock market correction” in practical terms, it’s essentially the market’s way of recalibrating after periods of excessive growth.

Many investors wonder about why stock market down today headlines keep appearing. Understanding market corrections provides context for these market drops. Since 1900, stock market corrections have occurred approximately once per year, making them a regular part of financial cycles rather than exceptional events.

For those concerned about the market crash reason today, it’s important to note that less than 20% of market corrections evolve into full-blown stock market crashes. While tracking why is market crashing today is natural, historical data suggests most corrections resolve without developing into prolonged downturns.

Investing Isn’t Always Smooth, but It’s Worth It

Investing comes with risk. If you’ve been in the stock market for more than five years, you’ve already felt it—the exhilarating highs, the gut-wrenching lows, and the uncertainty that comes with every market swing.

So why do investors willingly go through all that turbulence?

Because, over time, markets tend to rise. And history proves this again and again.

Before we go deeper, here’s something that can help you navigate market uncertainty—a free cheat sheet covering key issues to consider during a recession or stock market correction. Think of it as a pilot’s checklist for your portfolio. When the market hits turbulence, you’ll want to have it on hand.

Key Issues to Consider During a Recession or Market Correction 

  • Managing cash flow during uncertainty
  • Assessing portfolio and asset allocation
  • Implementing tax planning strategies to protect gains

The Long-Term Trend Is Your Friend

If you zoom out and look at the big picture, the U.S. stock market (S&P 500) has followed one undeniable trend—it has grown over time. Sure, there have been crashes, bear markets, and corrections, but despite those setbacks, the long-term trajectory has always been upward.

Yet, every decade has given investors plenty of reasons to hesitate. The Great Depression wiped out fortunes. World War II brought economic uncertainty. The stagflation of the 1970s made investing seem pointless. The dot-com crash of 2000, the financial crisis of 2008, and more recently, the COVID-19 crash of 2020—all tested investors’ patience and conviction.

But here’s the remarkable part: despite all these crises, if you had invested just $1 in the S&P Composite Index in 1926 and reinvested all dividends, that dollar would have grown to approximately $17,000 by January 2025 (excluding fees and taxes).

Understanding Market Corrections vs. Crashes

Whenever the market takes a hit, headlines scream about impending doom. But not every decline is a disaster, and it’s important to know the difference between a market correction and a crash.

  • Correction – A drop of more than 10% but less than 20%. These happen fairly often and are considered a natural part of market cycles.
  • Crash – A decline of 20% or more. Crashes can trigger widespread fear, but history shows that markets eventually recover and move higher.

If the market dips less than 10%, it’s often called a pullback—a short-term decline that can present buying opportunities. So, when the market drops, ask yourself: how deep is the decline? Understanding this can help you respond rationally instead of reacting emotionally.

How Often Does the Stock Market Crash?

Now that we’ve defined corrections and crashes, let’s dig into the numbers. Market crashes don’t follow a predictable pattern, but historical data can give us a rough idea of how often they occur.

Since 1950, the S&P 500 has fallen by 20% or more on 13 different occasions. The average decline during a crash is 32.73%, and these downturns typically last about 338 days before recovery begins.

While a year-long downturn might feel like an eternity, keep in mind that every crash in history has eventually led to new market highs. That’s why long-term investors who stay the course—rather than panic-selling—tend to come out ahead.

Navigating Stock Market Corrections: Wisdom from Investment Legends

During market corrections, the insights of legendary investors provide valuable guidance. Warren Buffett’s famous advice to “be fearful when others are greedy, and greedy when others are fearful” emphasizes maintaining emotional composure during market turbulence.

For those wondering about when will market recover, John Templeton’s observation that “the time of maximum pessimism is the best time to buy” offers perspective. This wisdom reminds us that market corrections often signal potential turning points for astute investors looking at stocks that have fallen the most in last 3 months.

Ken Fisher noted that “in the stock market, the most expensive commodity is comfort,” highlighting that discomfort peaks during market drops, creating opportunities for those who resist panic selling. Meanwhile, Peter Lynch cautioned that far more money has been lost preparing for corrections than in the corrections themselves, warning against trying to time the market.

Strategies for Navigating Market Downturns

For investors concerned about why share market crash events, developing sound strategies is essential. Here are four approaches to navigate stock market fall periods effectively:

1. Maintain Perspective During Market Volatility

The first crucial step is keeping a clear head when others panic. By resisting herd mentality during a market crash and focusing on long-term investment goals, investors can find opportunities amid chaos. Remember that stock market recovery historically follows downturns.

2. Stay Invested Despite Market Turbulence

As Buffett noted, “The stock market is a device for transferring money from the impatient to the patient.” By maintaining a long-term perspective, patient investors often benefit from eventual market recovery and continued growth, even after significant market drops.

3. Reassess Your Holdings Strategically

Peter Lynch’s advice to “know what you own, and why you own it” becomes particularly relevant during stock market corrections. Regularly reviewing your investment theses helps distinguish between temporary fears driving market crash reason today headlines and genuine threats to a company’s long-term prospects.

4. Find Opportunities in Discounted Quality Assets

Market downturns often present chances to acquire quality assets at discounted prices. This strategy aligns with the contrarian approach advocated by successful investors who understand what is a market correction as a potential buying opportunity rather than just a threat.

The Long-Term View on Stock Market Corrections

When facing concerns about why are stocks falling, maintaining a long-term perspective is crucial. Since 1928, the stock market has shown a clear upward trend, rising on more than half of all trading days and in nearly three-quarters of all years.

The questions of why stock market down today or market crash today become less significant when viewed through a multi-decade lens.

Conclusion: Embracing Market Corrections as Part of the Investment Journey

Stock market corrections and bear markets are inevitable components of the investing landscape. By understanding their nature, learning from legendary investors, and implementing sound strategies, investors can navigate these challenging periods more effectively.

The key to long-term success lies not in avoiding market corrections but in how one responds to them. Rather than fearing the next market crash, wise investors prepare for these events and sometimes even welcome them as opportunities to strengthen their portfolios at favorable prices.

For those wondering when will market recover from current volatility, history suggests patience is rewarded. While no one can precisely predict short-term market drops, the long-term trajectory of well-diversified investments has consistently been upward.

Understanding what is a market correction in its proper context helps transform investor psychology from fear to strategic thinking. By recognizing these events as normal recalibrations rather than catastrophes, investors can maintain conviction during turbulence and potentially capitalize on the opportunities that market corrections inevitably create.

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KOMMONSENTSJANE – The Grinning ChessiCat..

04/4/2025

As the world turns:

With individual arrogance, a person thinks they’re capable of doing much more than their abilities allow. With comparative arrogance, a person, again, thinks more highly of their abilities, assuming lower intelligence of others comparatively. With antagonistic arrogance, an individual purposely and actively strives to degrade others.

After all Obama/Biden/Harris have done to the country and Obama has the nerve while people are suffering from their policies and stole/hid all of this money and now gloating over/during the correction – what a slob he is. DOGE now needs to check out all of these rich folks like Obama who say they made all of their money from writing a book. That is a bunch of crock, for sure.

Remember Obama/Biden/Harris left us with a 3 trillion dollar debt after 12 years of weaponizing/stealing from the taxpayer.

Shame on them!

ttps://www.msn.com/en-us/news/politics/barack-obama-s-devastating-eight-word-comment-sums-up-chaos-of-trump-tariffs/ar-AA1CiHsn?ocid=msedgdhp&pc=U531&cvid=acfce0363db54cdbaf65ed97960922c3&ei=9

Former President Barack Obama did not mince his words when he condemned President Donald Trump’s policies amid the sweeping reciprocal tariffs that have plunged the stock market and spurred global trade wars.

(He also didn’t bring up DOGE either – did he and why DOGE was necessary?)

During a Thursday appearance at Hamilton College to remark on the state of the nation, Obama was critical of the second Trump term, denouncing Trump’s cuts to the federal government, sweeping immigration crackdown, as well as animosity towards the media and legal establishments, CNN reported.

“So, this is the first time I’ve been speaking publicly for a while,” Obama said, adding that he has been “watching for a little bit.” Another eight word comment summed up something many Americans feel: “Imagine if I had done any of this,” the Democrat said, which comes amid Trump health fears after yet another strange moment on stage

He added: “It’s unimaginable that the same parties that are silent now would have tolerated behavior like that from me, or a whole bunch of my predecessors.”

Trump’s new tariffs have plunged Wall Street into chaos as nearly $2.5 trillion has been wiped off the markets. With China poised to levy 34% retaliatory tariffs on all American imports, economists fear the new tariff policy to plunge the country into further inflation that will ultimately hurt the American people, especially low-income households and elderly people on fixed income.Related video: Trump’s tariffs impacting Wall Street, Main Street (FOX 5 Atlanta)

FOX 5 Atlanta

Trump’s tariffs impacting Wall Street, Main Street

Obama said that Trump’s new tariffs will not be good for the United States, adding that he is concerned about the White House’s crackdown on free speech and rights.

“I’m more deeply concerned with a federal government that threatens universities if they don’t give up students who are exercising their right to free speech,” Obama said.

“The idea that a White House can say to law firms, if you represent parties that we don’t like, we’re going to pull all our business or bar you from representing people effectively. Those kinds of – that kind of behavior is contrary to the basic compact we have as Americans,” he added.

Obama, who preceded Trump during his first term in 2016, always forewarned about the perils facing the nation if Trump were to be re-elected during the 2024 presidential campaign.

At the time, he said, “Just because [Trump] acts goofy doesn’t mean his presidency won’t be dangerous.”

(Goofy description of President Trump by Obama is par for the course which Obama travels whereby his lack of intelligence is showing by the description and reflects his low IQ.)

Former Vice President Kamala Harris, who had echoed similar sentiments yet lost to Trump in the election race, said that Trump’s actions were far from unpredictable, acknowledging the “great sense of fear” among individuals and organizations the current administration has managed to sow.

At the Leading Women Defined Summit in California, Harris said, “There were many things we knew would happen. I’m not here to say I told you so.”

However, just like her speech conceding defeat to Trump in November, Harris seemed hopeful.

“Fear has a way of being contagious. When one person has fear, it has a way of spreading to those around them and spreading. And we are witnessing that, no doubt,” she said, adding, “But I say this also, my dear friends, courage is also contagious.”

****

The country wouldn’t have to be going through this Obama/Biden/Harris quagmire if they had not cheated in the prior election.

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